{"id":385,"date":"2023-08-29T20:38:32","date_gmt":"2023-08-29T20:38:32","guid":{"rendered":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/?p=385"},"modified":"2023-08-29T20:38:32","modified_gmt":"2023-08-29T20:38:32","slug":"3-mythes-sur-les-cartes-de-credit","status":"publish","type":"post","link":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/3-mythes-sur-les-cartes-de-credit\/","title":{"rendered":"3 Mythes Sur Les Cartes De Cr\u00e9dit"},"content":{"rendered":"<p>Dans cet article, nous allons d\u00e9mystifier\u00a0<strong>3 mythes<\/strong>\u00a0sur les cartes de cr\u00e9dit.<\/p>\n<h2 id=\"h-1-il-faut-avoir-le-moins-de-cartes-possibles\" class=\"wp-block-heading\"><strong>1- Il faut avoir le moins de cartes possibles<\/strong><\/h2>\n<p>Selon la tendance populaire, beaucoup de gens croient que poss\u00e9der plusieurs\u00a0<strong>cartes de cr\u00e9dit<\/strong>\u00a0rime avec mauvais\u00a0<strong>score de cr\u00e9dit<\/strong>. Dans les faits, c\u2019est le contraire! Plus on a de\u00a0<strong>lignes de cr\u00e9dit actives<\/strong>\u00a0sur notre\u00a0<strong>bureau de cr\u00e9dit<\/strong>, mieux c\u2019est. Il y a par contre certaines\u00a0<strong>r\u00e8gles \u00e0 respecter<\/strong>, notamment celle de payer ses cartes de cr\u00e9dit dans les d\u00e9lais. Ceci dit, n\u2019h\u00e9sitez pas \u00e0 vous procurer diff\u00e9rentes cartes de cr\u00e9dit, car c\u2019est faux qu\u2019il faut se restreindre \u00e0 une ou deux. De plus, il ne faut pas annuler nos vieilles cartes.<\/p>\n<h2 class=\"wp-block-heading\"><strong>2- Il faut \u00e9norm\u00e9ment utiliser nos cartes<\/strong><\/h2>\n<p>Certaines personnes pensent qu\u2019il faut utiliser nos\u00a0<strong>cartes de cr\u00e9dit<\/strong>\u00a0le plus possible. Et bien, non. Si on utilise trop une carte de cr\u00e9dit, \u00e7a peut nuire. Pour avoir un bon\u00a0<strong>score de cr\u00e9dit<\/strong>, il faut \u00e9viter de d\u00e9passer un\u00a0<strong>ratio d\u2019utilisation du cr\u00e9dit de 30%<\/strong>. Ainsi, m\u00eame si on utilise pas du tout une carte, ce n\u2019est pas grave, c\u2019est m\u00eame bien. Retenons qu\u2019il n\u2019est pas n\u00e9cessaire d\u2019avoir beaucoup de\u00a0<strong>paiements sur notre carte<\/strong>\u00a0pour avoir un bon score de cr\u00e9dit. En bref, on veut garder le plus petit\u00a0<strong>solde\u00a0<\/strong>possible, id\u00e9alement de 0$.<\/p>\n<h2 class=\"wp-block-heading\"><strong>3- Il faut r\u00e9duire sa limite de cr\u00e9dit<\/strong><\/h2>\n<p>Pour \u00e9viter de d\u00e9penser trop, les gens veulent parfois\u00a0<strong>r\u00e9duire leur limite de cr\u00e9dit<\/strong>. Ce n\u2019est vraiment\u00a0<strong>pas bon<\/strong>\u00a0comme\u00a0<strong>strat\u00e9gie<\/strong>. Comme mentionn\u00e9 ci-haut, on\u00a0<strong>perd des points<\/strong>\u00a0lorsque notre utilisation de la carte arrive \u00e0 un certain\u00a0<strong>pourcentage<\/strong>. Il faut donc garder nos<strong>\u00a0limites de cr\u00e9dit<\/strong>\u00a0le plus haut possible, afin d\u2019\u00e9viter de se rendre \u00e0 ce pourcentage rapidement. De m\u00eame, lorsque la<strong>\u00a0banque<\/strong>\u00a0propose de\u00a0<strong>monter la limite<\/strong>\u00a0de la carte\u00a0<strong>gratuitement<\/strong>, il est super\u00a0<strong>avantageux d\u2019accepter<\/strong>.<\/p>\n<p><iframe loading=\"lazy\" title=\"3 MYTHES SUR LES CARTES DE CR\u00c9DIT\" src=\"https:\/\/www.youtube.com\/embed\/gGXs40KD61Q\" width=\"704\" height=\"396\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dans cet article, nous allons d\u00e9mystifier\u00a03 mythes\u00a0sur les cartes de cr\u00e9dit. 1- Il faut avoir le moins de cartes possibles Selon la tendance populaire, beaucoup de gens croient que poss\u00e9der plusieurs\u00a0cartes de cr\u00e9dit\u00a0rime avec mauvais\u00a0score de cr\u00e9dit. Dans les faits, c\u2019est le contraire! Plus on a de\u00a0lignes de cr\u00e9dit actives\u00a0sur notre\u00a0bureau de cr\u00e9dit, mieux c\u2019est. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":386,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-385","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-videos-educatives"],"acf":[],"_links":{"self":[{"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/posts\/385","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/comments?post=385"}],"version-history":[{"count":1,"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/posts\/385\/revisions"}],"predecessor-version":[{"id":387,"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/posts\/385\/revisions\/387"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/media\/386"}],"wp:attachment":[{"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/media?parent=385"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/categories?post=385"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gabrieldegennaro.com.br\/projects\/jean-mathieu\/wp-json\/wp\/v2\/tags?post=385"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}